Terms Of Use

1. eLoan Terms Of Use

These terms of use (together with the documents referred to in them) tell you the terms on which you may make use of our website (eLoan.vn) and any of its sub domains (“our site”), whether as a guest or a registered member. Use of our site includes accessing, browsing or registering to use our site.

Please read these terms of use carefully before you start to use our site as these terms will apply to your use of our site. We recommend that you print a copy of these terms of use for future reference.

By using our site, you confirm that you accept these terms of use and that you agree to comply with them and any applicable laws and regulations. If you do not agree to these terms of use, you must not use our site.

If you are using our site on behalf of an organisation of which you are an employee, officer, agent or other contractor, such organisation will be responsible to us for ensuring you and any other person who uses our site on the organisation’s behalf complies with these terms of use. You confirm that you have the authority to accept such responsibility on behalf of your organisation.

2. Other Applicable Terms

These terms of use refer to our privacy and cookies policy , which also applies to your use of our site.

We make certain content on our site available to all users. However, registered users are able to see other parts of our site that contain confidential information. You will need to register as a user and agree to a non-disclosure agreement in order to see such information. The terms of the non-disclosure agreement form part of our agreement with registered users.

For regulatory and legal reasons, before you are able to see details of any live investment opportunity or invest in any opportunity on our site, you will need to fall within a category of permitted investors and agree to additional terms and conditions governing each investment on our site (the “subscription agreement”). We will make the subscription agreement available to you before you invest in any opportunity. The terms of the subscription agreement will apply to your use of our site once you have agreed to the subscription agreement.

3. Changes To These Terms And Our Site

We may revise these terms of use at any time by amending this page. Please check this page from time to time to take notice of any changes we make. Your continued use of our site shall be deemed acceptance of any such changes and you acknowledge that they shall be legally binding on you.

We may update our site from time to time and may change the content at any time. However, please note that any of the content on our site could be out of date at any given time and we are under no obligation to update it.

4. Accessing Our Site

Our site is made available free of charge.

We reserve the right to restrict access to some parts of our site to registered users and permitted investors.

We do not guarantee that our site, or any content on it, will always be available or be uninterrupted or that it will be free from errors. Access to our site is permitted on a temporary basis. We may suspend, withdraw, discontinue or change all or any part of our site without notice. We will not be liable to you if for any reason our site is unavailable at any time or for any period.

You are responsible for making all arrangements necessary for you to have access to our site.

You are also responsible for ensuring that all persons who access our site through your internet connection are aware of these terms of use and other applicable terms and conditions, and that they comply with them.

5. Accounts And Passwords

If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential. You must not disclose it to any other person.

We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our reasonable opinion you have failed to comply with any of the provisions of these terms of use.

If you know or suspect that anyone other than you knows your user identification code or password, you must promptly notify us at info@eloan.vn

6. Intellectual Property Rights

We are the owner or the licensee of all intellectual property rights in our site, including the material published on it and the software and programming behind our site. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

You may print off one copy, and may download extracts, of any page(s) from our site for your personal use and you may draw the attention of others within your organisation to content posted on our site.

You must not:

  • Modify or copy the hard or soft copies of any materials you have printed off or downloaded in any way;
  • Use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text;
  • Attempt to decompile or reverse engineer any software contained on our site;
  • Remove any copyright or other proprietary notations from the materials; or
  • Transfer the materials to another person or copy (in whole or part) the materials on any other site or server.

Our status (and that of any identified contributors) as the authors of content on our site must always be acknowledged.

If you print off, copy or download any part of our site in breach of these terms of use, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

7. Reliance On Infomation

The content on our site is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from taking, any action on the basis of the content on our site.

Although we make reasonable efforts to update the information on our site, we make no representations, warranties or guarantees, whether express or implied, that the content on our site is accurate, complete or up-to-date.

8. Limitation Of Our Liability

Nothing in these terms of use excludes or limits our liability for death or personal injury arising from our negligence, or our fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by Vietnamese law.

To the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to our site or any content on it, whether express or implied.

We will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty or otherwise, even if foreseeable, arising under or in connection with your use of, or inability to use, our site or your reliance on any content on our site.

We will not be liable to you for:

  • Loss of profits, sales, business, or revenue;
  • Business interruption;
  • Loss of anticipated savings;
  • Loss of business opportunity, goodwill or reputation; or
  • Any indirect or consequential loss or damage.

9. Upload Content To Our Site

Whenever you make use of a feature that allows you to upload or post content to or on our site, or to make contact with other users of our site, you must comply with the content standards set out in these terms of use.

Any content uploaded or posted by you (“Your Content”) must be accurate (where it states facts), be genuinely held (where it states opinions) and comply with applicable law in the Vietnam and any other country from which it is sent.

Your Content must not:

  • Be defamatory, deceptive or misleading, obscene, offensive, sexually explicit, hateful or inflammatory or likely to harass, upset, embarrass, alarm or annoy any other person or invade any person’s privacy;
  • Promote discrimination on grounds of race, sex, religion, nationality, disability, sexual orientation or age, or include or constitute sexually explicit material, violence or any illegal activity;
  • Infringe any copyright, database right or trade mark of any person;
  • Breach any legal duty owed to a third party, such as a contractual duty or a duty of confidence;
  • Give the impression that it emanates from eLoan, if this is not the case; or
  • Assist any unlawful act.

You agree that Your Content will comply with the standards set out in these terms of use. Your Content will be considered non-confidential and non-proprietary. You grant the following royalty free, perpetual, non-exclusive licences in relation to Your Content:

  • A licence for us to use Your Content for all purposes in connection with our business; and
  • A licence for all other visitors to our site to use any of Your Content for all purposes in connection with their use of our site.

We may disclose your identity to any third party who is claiming that any of Your Content constitutes a violation of their intellectual property rights, or of their right to privacy. We may also remove all or any of Your Content from our site if, in our opinion, it does not comply with these terms of use.

The views expressed by other visitors to our site do not represent our views or values.

10. Viruses

We do not guarantee that our site will be secure or free from bugs or viruses and will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any content on it or on any website linked to or from it. You should use your own virus protection software and ensure it is up to date.

You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of service attack.

11. Linking to Our Site

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it. We reserve the right to withdraw linking permission without notice.

You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists or establish a link to our site in any website that is not owned by you.

Our site must not be framed on any other site and you may not create a link to any part of our site other than the home page.

12. Third Party Links And Resources On Our Site

Where our site contains links to other sites and resources provided by third parties, these links are provided for your information only.

We have no control over the contents of those sites or resources and assume no responsibility for those contents. Such links should not be interpreted as endorsement by us of those linked websites. We will not be liable for any loss or damage that may arise from your use of them.

13. Data Protection

We are committed to keeping your personal information safe. We process personal information in accordance with applicable data protection legislation. Please read our Privacy Policy to understand how we use and protect the information you provide us.

14. Applicable Law

These terms of use and any dispute or claim arising out of or in connection with it or its subject matter or formation (including any non-contractual disputes or claims) are governed by Vietnamese law.

Any dispute arising out of or in connection with this Agreement, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration under the law of Vietnam, which rules are deemed to be incorporated by reference to this clause. The number of arbitrators shall be three. The seat, or legal place, of arbitration shall be Vietnam. The language to be used in the arbitral proceedings shall be Vietnamese and English.

15. Contact Us

Click here to contact us https://eloan.vn/en/contact-us/

Thank you for visiting our site.